How to Protect Yourself After a Car or Truck Accident
No one plans to be in a car accident, but that doesn’t mean that you shouldn’t be prepared for one. Adrenaline, injuries and high emotions following an accident can make it difficult to think clearly. Even though it’s unpleasant to think about, it’s important to know what you should do in case you’re ever involved in a car or truck accident.
Seven Steps to Take After an Accident
Being in a car or truck accident can have serious medical, financial and legal ramifications. It’s essential that you protect yourself by taking these seven steps after an accident. Remember that you should never leave the scene of an accident until police say you can.
1. Make the accident scene safe. If possible, move your vehicle out of the flow of traffic. Use flares or your car’s emergency blinkers to alert other drivers of the accident.
2. Call the police. According to Wisconsin law, you must call law enforcement immediately if you’re in an accident where someone is injured or where there is more than $1,000 in damage to private property or $200 in damage to government property. If you believe that someone has been injured in the accident, call 911 immediately.
3. Jot down key accident details. Write down what happened during the accident. Make sure to note specifics such as time, date and the events leading up to the accident. Refer to these notes as needed but don’t give your copy to law enforcement officers or insurance representatives.
4. Take photos. You should take photos that can be used as evidence if you need to fight an insurance company or go to court. Make sure to document what the scene looks like, the vehicles and drivers involved, and the damage to your vehicle. You should also take photos of anything that might have contributed to the accident.
5. Exchange insurance information. If you’ve been in an accident that didn’t involve a serious injury, exchange insurance information with the other drivers involved. Avoid talking more than necessary or accepting blame for the accident.
6. Call an attorney. Laws regarding motor vehicle accidents are complex. You can improve your chances of getting fair compensation after an accident by contacting a personal injury attorney right away.
7. Contact your insurance company. File any required report or claim with your insurance company. Be sure to let your agent know that you’re also working with an attorney.
Have you or a loved one been in an accident in the Neenah and Appleton WI area? Contact Hammett, Bellin & Oswald today to set up a case consultation.