Don’t let your credit be ruined because someone decided to ignore the Rules of the Road and cause a vehicle crash.
Wisconsin law allows for medical expense coverage on auto policies. It is often called MedPay coverage. It is similar to no fault insurance, and it may be called different names in other states like “PIP” insurance. This article is about Wisconsin MedPay. This coverage is no longer mandatory, but it is still an option on most vehicle insurance policies. It is meant to cover an insured for medical bills if they result from a car, truck, motorcycle or other vehicle crash. It is often helpful in obtaining payment for personal injury medical bills, especially if the injured victim does not have health insurance.
Many injured people who have been in a car wreck think the person at fault or their insurance company will start paying for the injured’s medical expenses, but that is simply not true. The liable insurance company often pays nothing until there has been a complete settlement or even a jury trial verdict. Thus, the injured is left on their own to get their bills paid. It used to be much easier because you could just submit bills to your own company, up to the limit of coverage, and possibly sign an authorization so your company could get your medical records. Then they pay the bills.
Unfortunately it has become all to common for even the most reliable companies to make it very very difficult to get bills paid. Now, many companies are creating hurdles that delay payment of medical bills for months. They may require you to submit special forms that are not easily provided, or obtain and send in your own records, or submit to a doctor hired by an insurance company to determine of the bills should be paid. It is truly unbelievable the lengths injured victims must go through just to get bills paid by their own company!
If you have been injured in an auto or other vehicle crash or wreck, call an experienced personal injury attorney right away. You can call Hammett, Bellin & Oswald, LLC to discuss medical bills and other issues with no obligation. We spend time just about every day trying to make sure bills get paid. The obvious danger is that while your insurance delays payment, the medical providers get fed up and send your bills to collection which could then end up on your credit report. There are still some laws in effect that we can use to assist in the payment or take action against the insurance company. We at Hammett, Bellin & Oswald, LLC help injured victims from Outagamie County, Winnebago County, Waupaca County, Calumet County, Brown County, Shawano County, Door County, Marinette County, Fond du Lac County and from throughout Wisconsin on a daily basis. Call us or check out other helpful tips from video presentations on our website.